芝加哥买房补助惠及华裔小区 多名华人成功购房

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中新网6月27日电 据美国《星岛日报》报道,首次买房补助7500美元、提供超低房屋贷款利率,由伊州政府推出的“伊州家园”(Welcome Home Illinois)计划最近广受芝加哥华裔小区关注。自5月以来,在华人咨询服务处房屋理财部的培训与帮助下,已有11位居民受惠“伊州家园”计划,拥有了自己的住房。为满足小区需求,华咨处将陆续推出更多培训班,并为首次买房者提供一对一辅导。

伊州政府今年4月宣布启动“伊州家园”首次买房补助计划,目前已有2369位买房者获得了州政府补助的7500美元, 以及3.75%利率的30年房屋贷款。与目前4.47%的市场利率相比,“伊州家园”计划提供利率特别优惠。在日前华商会举办的午餐会上,伊州州长奎恩还特别向华裔小区推介“伊州家园”计划,帮助华裔移民实现自己的梦想。

对于英文水平有限的民众,华人咨询服务处房屋理财部特别提供首次买房培训,以及买房过程中的一对一辅导。据华咨处房屋理财部职员陈丽君介绍,华咨处提供的首次买房培训班,一共为8个小时,内容包括买房的流程,如何建立和管理信用,如何申请贷款,房屋检查注意事项等众多内容,完成培训后学员将对整个买房过程了如指掌。

陈丽君表示,自小区中文推出有关“伊州家园”计划的报道以来,华咨处接到了众多咨询电话。 “伊州家园”计划7500美元的买房补助以及超低房屋贷款利率,是针对首次买房者,或过去三年以来不曾拥有住房者,并对房屋的使用以及家庭收入都有明确规定。

陈丽君强调,已经拥有住房并考虑再次买房投资者,不符合此计划申请资格。首次买房者,家庭收入(以库克郡为例)不超过102,000美元,所买房屋为自住之用,方可符合资格。

事实上,只要符合资格的相关民众,除了可以申请7500美元的首次买房补助及超低利率外,房屋理财部职员还可帮助申请其他政府补助,比如芝加哥市政府 “City Lift”计划提供的1.5万美元买房补助等。2010年,华咨处房屋理财部曾帮助一位买房者成功申请总共为6万多美元的买房资助。(郑立民)

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